People always lecture the poor: “Take responsibility for yourself! Make something of yourself!” But with what raw materials are the poor to make something of themselves? People

It is both foolish and wicked to teach the average man who is not well off that some wrong or injustice has been done him, and that he should hope for redress elsewhere than in his own industry, honesty and intelligence.

There is no room in the economic literature for people making a living through self-employment, finding way to develop goods or services that they sell directly to those who need them. But in the real world, that's what you see the poor doing everywhere.

The poor,” I said, “are very creative. They know how to earn a living and how to change their lives.