It was time to be introspective, to put our employees first and to listen to their issues. After all, it's people who deliver our results . - Mansa Nettey

we have made very encouraging progress over the last two years. The actions we took will continue to help us deliver our best products and services to our clients and deliver sustained value to our shareholders .

I believe that this era presents us with the greatest opportunity to leapfrog our development, drive change for our people, create jobs for our youth, initiate economic recovery and growth and bring hope to our people .

We started 2020 on a good note with all businesses on a strong momentum prior to the outbreak of COVID-19. Although we’ve kicked off 2020 in a challenging environment, guided by our strategic direction, and united through our purpose, I am confident in our collective ability to rise to the occasion, weather the storm and emerge stronger for indeed, we are Here for Good .