No man’s life should be accounted a happy one until it is over. - Charlie Munger

So life is an everlasting battle between those two forces: to get these advantages of scale on one side and a tendency to get a lot like the US Department of Agriculture on the other side, where they just sit around and so forth. I don’t know exactly what they do. However, I do know that they do very little useful work.

... much of what is taught in modern corporate finance courses is twaddle.

Always take the high road, it's far less crowded.