Sadly, people today not only spend the time they have, they also spend away their futures. To accrue debt is to sell away our future time. - Benjamin P. Hardy

No matter what occurs, frame the experience as a gain.

Because we’re disconnected from our Future Selves, we opt for near immediate goals or dopamine hits. This short-term seeking ends up costing our Future Selves big.

[Example of this, from comedian Jerry Seinfeld]
Late at night, I think, “Well, it’s night, I’m having a good time, I don’t want to go to sleep. I’m Night Guy. Getting up after five hours’ sleep? That’s Morning Guy’s problem. Let him worry about that. I’m Night Guy, I’ve got to party.”
Then you get up after five hours of sleep, you’re cranky, you’re exhausted.
Night Guy always screws Morning Guy.

Ralph Waldo Emerson said, “When you make a decision, the universe conspires to make it happen.