When someone sues a wealthy individual they are often met with layers of legal protection, and often find that the wealthy person actually owns nothi… - Robert Kiyosaki

Making a decision to own a house that is too expensive in lieu of starting an investment portfolio impacts an individual in at least the following three ways: 1.​Loss of time, during which other assets could have grown in value. 2.​Loss of additional capital, which could have been invested instead of paying high home maintenance expenses. 3.​Loss of education. Too often, people count their house and savings and retirement plans as all they have in their asset column. Because they have no money to invest, they simply don’t invest. This costs them investment experience. Most never become what the investment world calls “a sophisticated investor.” And the best investments are usually first sold to sophisticated investors, who then turn around and sell them to the people playing it safe.

Often in the real world, it's not the smart that get ahead, but the bold.

In other words, a majority of people let their lack of money stop them from making a deal.