Garnishments can occur after a creditor obtains a court judgement against someone who owes them money. Some people are not aware of the court hearing… - Alana Semuels
" "Garnishments can occur after a creditor obtains a court judgement against someone who owes them money. Some people are not aware of the court hearings, often because they have not been informed by the creditor and don’t show up to argue their cases. [...] But once a court gives the go-ahead, creditors are free to take a portion of a person's wages from their . A separate order allows them to seize money from an individual's bank account. requires that debtors are left with at least $217.50 a week in take-home pay—for a family of four, that's less than half the federal poverty level. Some states protect more income from creditors, but creditors aren't limited to targeting money. They are free to seize cars, even if a debtor needs a vehicle to get to work to earn the money to pay off their debts.
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About Alana Semuels
is an American journalist working as a staff writer for Time magazine.
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The labor movement has long been struggling in the U.S., as fewer workers join unions and as high-profile organizing drives, like a June attempt to unionize Volkswagen employees in Tennessee, fall short. But American workers, feeling left behind as the economy grows around them, are joining together to demand a bigger slice of the pie. On Sept. 16, 50,000 workers walked off the job in their first strike since 2007, protesting idled plants and low wages. Nearly 8,000 Marriott workers went on strike in eight cities last year, while 31,000 supermarket employees in the Northeast did the same in early 2019. In the past year, tens of thousands of teachers walked out of their classrooms to demand better pay and funding. In all, nearly half a million workers participated in strikes and work stoppages last year, the most since 1986. The labor disruptions show no sign of abating.
Though some protections exist for people struggling financially during the COVID-19 pandemic, thanks to the stimulus package signed into law on March 27, they largely ignore those who were already on the edge of financial ruin. The CARES Act has paused federal student loan debt payments and payments on federally-backed mortgages, and various cities and states have suspended evictions. But few states have stopped creditors from moving ahead with , repossessions, and attachments (one-time seizures of bank accounts). This means that in many cases, the pandemic will tip people [...] into an economic abyss from which it will be difficult or impossible to recover. Even the one-time $1,200 stimulus payments promised to millions in the U.S. can be garnished by financial institutions in many states.
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