[There is a] fundamental economic issue of whether any company which uses data from individuals to make money should pay the owner of that data for i… - Vince Cable

The destruction of the British building society movement – or much of it – in the two decades after the late 1980s … was one of the great acts of economic vandalism in modern times. And the commercial banks largely abandoned locally based relationship banking in the decade before the recent financial crisis. There is now no institutional structure in place to offer countercyclical lending, particularly small and medium sized businesses, in place of the banks.

[I am] struck by the heavily Remain sentiment in colleges and schools, and the heavily Brexit mood of church-hall meetings packed with retired people

I'm afraid the referendum resolved nothing and we do have to go back to the people and ask if what is now on offer is what they really voted for. We have got completely different views about what Brexit actually means. What has emerged over the last three years is that the prospectus on which the Leave vote was achieved was based on a tissue of lies to be frank.