If you have to think about “affordability,” you can’t afford it because affordability carries conditions and consequences. - M.J. DeMarco

Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful, lest you let other people spend it for you.
~ Carl Sandburg

Wealth eludes most people because they are preoccupied with events while disregarding process. Without process, there is no event. Take a moment and reread that. Process makes millionaires, and the events you see and hear are the results of that process. For our chef, the cooking is the process, while the meal is the event.

As Thomas Edison famously said, “Opportunity is missed by most people because it is dressed in overalls and looks like work.