If the devil funded a study reporting that 91 percent of hell’s inhabitants were happy, would you believe it? - M.J. DeMarco

Time isn’t a commodity, something you pass around like a cake. Time is the substance of life. When anyone asks you to give your time, they’re really asking for a chunk of your life. ~ Antoinette Bosco

Value your time poorly and you will be poor. When time is wasted as a lifestyle choice you will be stranded in places you don't want to be.
Take a look around. How do your friends, family, and peers value their time? Are they standing in line to save four bucks? Are they driving 40 minutes to save 10 dollars? Are they parked on the sofa anxiously waiting to see who wins Dancing With the Stars?

Scale creates millionaires. Magnitude creates millionaires. Scale and magnitude creates billionaires.