like you, I am busy making a living and taking care of my family. I didn’t have the time to sit down and read 50 pages of disclosures. - Tony Robbins

Some investment advisors have turned against dollar-cost averaging because, as even Burt Malkiel admits, it’s not the most productive strategy for investing in the stock market when it keeps going straight up — like it’s been doing in the years following the recent Great Recession.

[...] I just called these other emotions. They weren’t dominant, they weren’t destroying my life. They were just showing up at times. I called that life. No, that’s not life. That’s survival software. That’s an old brain. And I teach my brain what to do.

A consistent man believes in destiny, a capricious man in chance.