The increase of disorder or entropy is what distinguishes the past from the future, giving a direction to time. - Stephen Hawking

Just like a computer, we must remember things in the order in which entropy increases. This makes the second law of thermodynamics almost trivial. Disorder increases with time because we measure time in the direction in which disorder increases. You can’t have a safer bet than that!

In his eyes shone the reflection of the most beautiful planet in the Universe — -a planet that is not too hot and not too cold; that has liquid water on the surface and where the gravity is just right for human beings and the atmosphere is perfect for them to breathe; where there are mountains and deserts and oceans and islands and forests and trees and birds and plants and animals and insects and people — -lots and lots of people. Where there is life. Some of it, possibly, intelligent.

Normally, the energy of the particle is still positive, but the gravitational field inside a black hole is so strong that even a real particle can have negative energy there. It is therefore possible, if a black hole is present, for the virtual particle with negative energy to fall into the black hole and become a real particle or antiparticle.