Our financial institutions have created a worldwide system of apartheid without anyone being horrified by it. If you don't have collateral, you are n… - Muhammad Yunus

If you go out into the real world, you cannot miss seeing that the poor are poor not because they are untrained or illiterate but because they cannot retain the returns of their labor. They have no control over capital, and it is the ability to control capital that gives people the power to rise out of poverty.

People like Sufiya were poor not because they were stupid or lazy. They worked all day long, doing complex physical tasks. They were poor because the financial institutions in the country did not help them widen their economic base.

I’ve been arguing that the capitalist system as we know it is harmful without a new sector — the social business sector — that is dedicated to solving the problems we are piling up around us. It is driven by a largely overlooked factor in human behavior: the drive to solve human problems unselfishly for the simple joy and pride that it brings.