If you can't immunize yourself from the temptations of instant gratification, you'll be hard-pressed to find success in either health or wealth. Both… - M.J. DeMarco

A 2003 World Value Survey (worldvaluessurvey.com) found that the happiest people in the world have a tight sense of community and strong family bonds. After basic needs are met (security, shelter, health, food), our happiness quotient is most significantly impacted by the quality of our relationships with our partners, our family, our friends, our spirituality, and ourselves.

Affordability is when you don’t have to think about it. If you have to think about “affordability,” you can’t afford it because affordability carries conditions and consequences.

If our friend wants to excel in an industry saturated with me-toos, he must brand and differentiate himself.