At the moment there is still a lot to be done in the country. We are going to concentrate on the local market for now. - Nathalie Mpaka

Because we continued to work with our clients and the Bank’s employees, especially through technology, we were able to reduce the cost that we incurred such as in advertising, travel, etc., so that there is a lot of money we saved.

We are very pleased to already bring down our cost of risk from 3.4 (percent) last year to 0.78 percent- which is below one percent this year.

So, our target for non-interest income is about 50 percent growth year on year but for the first quarter (Q1 2022) we are pleased to see a strong stability as in quarter four.