We all need an income that we can count on. Consistent cash flow that shows up in our account every single month, like clockwork.

Ray revealed a simple system of what to invest in and in what percentages and amounts. And when we looked back in history, we found that by using his strategy, you would have made money 85% of the time over the last 30 years (1984 through 2013)! That’s only four losing years in the last 30 years (1984 through 2013) — with a maximum loss of 3.93% in a year (and an average negative year of just 1.9%). And one of those four down years was just 0.03%, which most would chalk up to a breakeven. In 2008 you would have been down just 3.93% when the rest of the market lost 51% (from peak to trough) — all by just doing what Ray has shared with us. The plan he shared here has averaged a return of just under 10% per year (net of fees), and it’s an investment plan that you can easily set up for yourself!

I challenge you not only to do whatever it takes to read this book in its entirety (unlike the masses who quit) but also to use what you learn in simple ways each day. This is the all-important step that’s necessary for you to produce the results you’re committed to.

Las preguntas que solucionan problemas 1. ¿Qué hay de grande en este problema? 2. ¿Qué hay que no sea perfecto todavía? 3. ¿Qué estoy dispuesto a hacer para lograr que sea como yo quiero? 4. ¿Qué estoy dispuesto a no seguir haciendo para lograr que sea como yo quiero? 5. ¿Cómo puedo disfrutar del proceso, mientras hago lo necesario para lograr que sea como yo quiero?

It’s not the events that shape my life that determine how I feel and act, but, rather, it’s the way I interpret and evaluate my life experiences.

Exponential Growth in Storage Consider data storage, which is critical for the genomics world today. The 3.2 billion base pairs of your genome correspond to about 725 megabytes of data, or 0.75 gigabytes of storage. In 1981, if you were to store your uncompressed genome, a 1-gigabyte hard drive of storage cost half a million dollars. Today, it’s 50 million times cheaper at under 1 cent per gigabyte.

The mystic poet William Blake once wrote, “The man who never alters his opinion is like standing water and breeds reptiles of the mind.

So let’s recap. Not only will the vast majority (96%) of actively managed mutual funds not beat the market, they are going to charge us an arm and leg, and extract up to two-thirds of our potential nest egg in fees. But here is the kicker: they are going to have the nerve to look you in the eye and tell you that they truly have your best interests at heart while simultaneously lobbying Congress to make sure that is never the case.

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We have made thee neither of heaven nor of earth, Neither mortal nor immortal, So that with freedom of choice and with honor, As though the maker and molder of thyself, Thou mayest fashion thyself in whatever shape thou shalt prefer. Thou shalt have the power out of thy soul’s judgment, To be reborn into the higher forms, which are divine.” — GOD’S SPEECH TO ADAM FROM PICO DELLA MIRANDOLA’S ORATION ON THE DIGNITY OF MAN

I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear. — NELSON MANDELA

Here is the roadmap for the chapter ahead. We’ll be diving into what we consider the five key therapeutic areas that you can focus on, today, to increase your energy and vitality: 1. Peptides 2. Metformin 3. Hormone optimization therapy (HOT) 4. NAD+ precursors 5. Key nutraceuticals

Yesterday is but a dream, And tomorrow is only a vision. But today well lived makes every yesterday a dream of happiness, And every tomorrow a vision of hope.