The second danger of derivatives is that your love becomes vulnerable to contamination when you do it for money. If you are forced to do anything, even something you purport to love, in exchange for a paycheck, that love is put in danger. Years ago, I took a job as a limo driver because I loved to drive. By the time that job ended, I hated to drive. After work, I’d stay home because I was so sick of driving. My love was contaminated.

Through her breakthrough research, Carol Dweck has given us a defense to a fixed-mindset while promoting its antithesis: growth. Never praise talent or ability, either for yourself or for a child. Instead, praise the process-principle. Praise improvements, habits, growth, and efforts. Praise how far you’ve come, and one day, you’ll praise your results.

This experiment, conducted by the Washington Post, uncovers something compelling — and disturbing. Not even the most fantastic musician in the world can illuminate the blinding depths of the rat race and those suffocating by its indifference. Has making a living made you so apathetic that the living has been sucked out of you?

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A Slowlane guru preaches that a $10,000 investment grown at 15% will be worth over $2.5 million dollars in 40 years!!! Hooray!!! What don’t they tell you? They don’t tell you that a 15% return year-after-year is impossible unless you invest with Bernie Madoff or Charles Ponzi. They don’t tell you that in 40 years you’ll be dead, and if you’re not, you’ll be close. They don’t tell you that in 40 years, your $2.5 million will likely be worth $250,000 in today’s dollars and that a pack of gum will cost $6.00. They don’t tell you that this method of wealth acceleration is NOT what they use. They don’t tell you plenty, and yet you’re supposed to believe it without question.

To create explosive wealth fast, you must abandon the Slowlane formula and its lecherous relationship to time. Wealth is built with time as an asset, not as a liability! Yet, the Slowlaner’s reaction to Uncontrollable Limited Leverage is predictable: They embark on an errant fight against the one variable they perceive as controllable — their intrinsic value. The Slowlaner argues, “I must make more money!” And that fight is fought futilely with an expensive education.

When this becomes etched into your mindset, guru pitches on YouTube or Instagram suddenly become daily entertainment. If you want to learn anything from these clowns, don't buy anything they sell; study how they sell it.

Applied, this means instead of buying products on TV, sell products. Instead of digging for gold, sell shovels. Instead of taking a class, offer a class. Instead of borrowing money, lend it. Instead of taking a job, hire for jobs. Instead of taking a mortgage, hold a mortgage. Break free from consumption, switch sides, and reorient to the world as a producer.

Someone who earns $2 million a year is susceptible to the same Sidewalking pitfalls as someone who earns $20,000! Lack of financial discipline is pitted on the Sidewalk, and it doesn’t care what you earn or drive. Financial discipline is blind to income.

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