there is one thing we can see with absolute certainty: every investment has an ideal environment in which it flourishes. In other words, there’s a se… - Tony Robbins

Rent or mortgage payment: $____per month (Angela’s Average: $1,060) 2. Food, household: $____per month (Angela’s Average: $511) 3. Gas, electric, water, phone: $____per month (Angela’s Average: $289) 4. Transportation: $____per month (Angela’s Average: $729) 5. Insurance payments: $____per month (Angela’s Average: $300) Total $____per month (Angela’s Average: $2,889) Total basic monthly expenses:_______× 12 =__________per year (US average basic annual expenses: $34,668)

Any time you sincerely want to make a change, the first thing you must do is to raise your standards. Stay committed to your decisions, but stay flexible in your approach.

More importantly, maybe we should be asking ourselves, “How am I going to live the next ten years of my life? How am I going to live today in order to create the tomorrow I’m committed to? What am I going to stand for from now on? What’s