Once you start focusing passionately on ways to save more, earn more, reduce fees and taxes, and find better returns with even less risk, you’ll be amazed at how many new opportunities you’ll discover.
As a society, we’re so focused on instantaneous gratification that our short-term solutions often become long-term problems.
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I said it before, but it’s worth repeating: most of today’s 401(k) plans allow you to simply “check a box,” and your contributions will receive the Roth tax treatment. This decision means you pay tax today, but you never pay tax again!