Asset allocation, 2. Diversification, 3. Tax efficiency. - Tony Robbins

By resenting others’ success, you condition yourself to avoid the very financial abundance that you need and desire.

What I’ve known from the beginning is that success leaves clues. People who succeed at the highest level are not lucky; they’re doing something differently than everyone else does. I’m interested in those people: those who have a relentless hunger to learn and grow and achieve. Don’t get me wrong. I’m not deluded. I’m aware there are very few people in the world who are fit and healthy and who sustain it. Most people don’t have decades of sustained love and passion in their intimate relationships, nor do they experience ongoing gratitude and joy. There are very few people who maximize their business opportunities. And there are even fewer who start with little or nothing and become financially free.

Small business owners that are making a lot of money and want to reduce their taxes today can benefit greatly from the addition of a cash-balance plan on top of their 401(k) plan.