Los que asumen la responsabilidad ejercen el poder; los que la eluden son desposeídos. - Tony Robbins

Asset allocation, where to park your money and how to divide it up, is the single most important skill of a successful investor. And as we will learn from the masters, it’s not that complicated! Low-cost TDFs might be great for the average investor, but you are not average if you are reading this book!

The challenge for most of us is that we haven’t made a decision in so long we’ve forgotten what it feels like.

Remember, our goal is not to ignore the problems of life, but to put ourselves in better mental and emotional states where we can not only come up with solutions, but act upon them.