First, he said, we need 30% in stocks (for instance, the S&P 500 or other indexes for further diversification in this basket). - Tony Robbins

Which do you tend to focus on more — what you have or what’s missing from your life?

Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.

Some investment advisors have turned against dollar-cost averaging because, as even Burt Malkiel admits, it’s not the most productive strategy for investing in the stock market when it keeps going straight up — like it’s been doing in the years following the recent Great Recession.