Every job looks easy when you’re not the one doing it because the challenges faced by someone in the arena are often invisible to those in the crowd. - Morgan Housel

doing something you love on a schedule you can’t control can feel the same as doing something you hate.

Aiming, at every point in your working life, to have moderate annual savings, moderate free time, no more than a moderate commute, and at least moderate time with your family, increases the odds of being able to stick with a plan and avoid regret than if any one of those things fall to the extreme sides of the spectrum.

The best financial plan is to save like a pessimist and invest like an optimist.