My name is Jimmy Carter, and I’m running for President. It’s been a long time since I said those words the first time, and now I’ve come here after s… - Jimmy Carter

So, we are making some progress. And one of the things that we've done, too, is to direct by executive order that the rate of purchases of Government supplies from black enterprises must be doubled in the next year. Parren Mitchell and the Black Caucus members were gracious enough to help us prepare a recent brief in the Department of Justice. We confirmed strongly the principle of affirmative action, and we made it clear that race can be and ought to be an integral part in alleviating discrimination that has existed far too long. Where do we go from here? The progress has in the past been a source of pride to all of you assembled in this room, long before I became involved in our own Federal Government. But the extrapolation of what you have already accomplished to the future is a goal of yours and also a commitment of mine. Many of you suffered anguish of heart, and sometimes physically, in the years gone by, to achieve civil rights in our own country. And now, we're involved together on a concept of enhancing human rights, here and around the world. And the example you've set is now an inspiration to many throughout the globe.

Well, I can't say that I depended on overdrafts to run my business, but as I have said in one of my regular news conferences that was televised nationwide, yes, I've had overdrafts. Let me add one other thing. There is a fairly common practice--and I am not trying to criticize banks, because I don't know how wide the practice is-but there's a general sense at home, not because it's in the South, but because I live in a small town, that if you have several accounts and a substantial balance in all those accounts, but then you become overdrawn in one of those accounts, then that's not considered to be an illegal or an unethical act. I run, I would say in my business, six or seven individual accounts, different aspects of my farm or my warehouse business. Also, I have a personal account. I never write any checks. I haven't written three checks in the last 5 years. My wife does all the check writing. But if we should have $50,000 or $100,000 in my warehouse account, and in my own personal account my wife should buy a dress and give a $25 check to pay for it and the check bounced 'because we were overdrawn, they would not send for the sheriff or call me on the phone to say, "You've disgraced yourself by having an overdraft." They would say, in effect, "We'll honor this check. We'll put a notice in your mailbox, and then you can shift some money from your warehouse account over into the personal account." But I don't excuse overdrafts. You know, it's obvious that I would rather my own life have been completely free of any overdraft. But I can't say that it's an acceptable thing. But I still don't believe that it's an unethical or illegal thing in the banking circles in which I've had to operate.

But we do have something we never had before: we have the added pressure of time. We can no longer wait around for the ideal opportunity. If we have not achieved our early dreams, we must either find new ones or see what we can salvage from the old. If we have accomplished what we set out to do in our youth, then we need not weep like Alexander the Great that we have no more worlds to conquer. There is clearly much left to be done, and whatever else we are going to do, we had better get on with it.