Brainstorm about all the recurring expenditures that you could eliminate or reduce to cut your expenses. Car insurance, cell-phone bills, lunch money… - Tony Robbins

today. Others find their greatest dreams are far in the future, in some perfect world of total success and fulfillment. But a journey of a thousand miles begins with a single step, and it’s important to be aware of the first steps as much as the final ones. 3. Once you’ve set some time frames, pick four goals that you can realize this year. Pick the things you’re most committed to, most excited about, things that would give you the most satisfaction. On another sheet of paper, write them down again, and also write down why you absolutely will achieve them. Why to do something is much more powerful than how — if you get a big enough why, you can always figure out the how. Think not only about yourself but about others in your life as well. How would your family or friends benefit if you achieved your goals? If you have enough

When you’re grateful, fear disappears and abundance appears.”

Excerpt From: Daria Sanetra. “Your Emotional Belly Cure”. Apple Books.

Well, it’s not the amount of money you spend, but how you decide to spend it that matters. “Every day spending choices unleash a cascade of biological and emotional effects that are detectable right down to saliva,” reports Harvard’s Elizabeth Dunn and Michael Norton in their brilliant 2013 book, Happy Money: The Science of Smarter Spending.