It is in your moments of decision that your destiny is shaped - Tony Robbins

Do you tend to focus more on what you can control or what you can’t control?

Once you start focusing passionately on ways to save more, earn more, reduce fees and taxes, and find better returns with even less risk, you’ll be amazed at how many new opportunities you’ll discover.

So that was the rub. That the best chance for long-term growth and financial freedom is a well balanced portfolio that minimizes fees and taxes but that comes with risk.