You must take personal responsibiity. You cannot change the circumstances, the seasons, or the wind, but you can change yourself. That is something y… - Jim Rohn

There is a time and a place for everything. There are times to act and times to reflect. Most of us don’t take the time for serious reflection. With our busy schedules we often neglect this crucial part of the formula for success.

Your level of success will rarely exceed your level of personal development because success is something you attract by the person you become.

Mr. Shoaff even taught me to pay my car payments with enthusiasm. He said, “Next time you pay a hundred dollars on your installment loan, put a note inside the envelope that says, ‘With great enthusiasm I send you this one hundred dollars.’ ” Smiling broadly, he continued, “You won’t believe what a stir this will cause on the other end. They don’t get many notes like that. But most important, you won’t believe what will happen on your end. You’ll feel in control, carrying with you a philosophy that brings joy instead of frustration.