You don’t want to hesitate to get in the market trying to have perfect timing; instead, use dollar-cost averaging and know that volatility can be you… - Tony Robbins

Both the ARIA protection and the fixed indexed annuity are equally great solutions! But they are apples and oranges.

You’ll see how pain disappears when electromagnetic energy — so-called lighting in a box, or PEMF, pulsed electromagnetic field, therapy — is harnessed as a restorative therapy. Its incredible impact has been demonstrated in thousands of studies. 2.

Some call it luck, coincidence, fate, or God’s hand. I call it grace: the acknowledgment that there’s more in this world than just ourselves, and that perhaps a higher power gives us both the privilege of this life as well as the gifts of insight and guidance when we’re open to them. It’s amazing how, when you take care of the first two steps, God or the universe or grace — whatever you like to call it — tends to step in and support what you’re doing. Things flow to you when you do your part first. We’ve all experienced the phenomenon of serendipity. Something happens that defies explanation, so we call it a coincidence. We miss a train and meet the person we end up marrying. We fill in for a friend, and it leads us to the job of our dreams. We didn’t figure it out in advance, didn’t earn it — it just happened. To me, that’s grace. And the more you acknowledge and appreciate the grace that’s already in your life, the more you experience the gifts that are beyond what you’ve created.