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" "Exposing an illusion is not the same as revealing a truth
Phineas Taylor Barnum (5 July 1810 – 7 April 1891) was an American showman who is remembered for founding the circus that eventually became Ringling Bros. and Barnum & Bailey Circus. He is also known for his entertaining hoaxes.
Biography information from Wikiquote
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"Young men starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt. It is a slavish position to get ill, yet we find many a young man, hardly out of his "teens," running in debt. He meets a chum and says, "Look at this: I have got trusted for a new suit of clothes." He seems to look upon the clothes as so much given to him; well, it frequently is so, but, if he succeeds in paying and then gets trusted again, he is adopting a habit which will keep him in poverty through life. Debt robs a man of his self-respect, and makes him almost despise himself."