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" "Invest in your circle of friends because the sort of people and relationships you surround yourself with have an impact on your ability to make, keep and grow money.
Arese Ugwu (born 19 March 1986) is a Nigerian author of the ground-breaking The Smart Money Woman, the financial-chick-lit novel, engaging young Africans on the importance of financial literacy and the impact it has on helping them get money, keep the money, and grow money.
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