Speculation, it has been noted, comes when popular imagination settles on something seemingly new in the field of commerce or finance. - John Kenneth Galbraith

There are two kinds of forecasters: those who don’t know, and those who don’t know they don’t know.

We now in the United States have more security guards for the rich than we have police services for the poor districts. If you're looking for personal security, far better to move to the suburbs than to pay taxes in New York.

A banker need not be popular; indeed a good banker in a healthy capitalist society should probably be much disliked. People do not wish to trust their money to a hail-fellow-well-met but to a misanthrope who can say no.