Busy doesn’t mean fulfilled. Productive doesn’t mean purposeful. If you feel like you’re maintaining a life instead of building one, this is your wak… - Tony Robbins

You are now at a crossroads. This is your opportunity to make the most important decision you will ever make. Forget your past. Who are you now? Who have you decided you really are now? Don’t think about who you have been. Who are you right now? Who have you decided to become? Make this decision consciously. Make it carefully. Make it powerfully.

And this speaks to the importance of taking advantage of every tax-advantaged investment opportunity that you can. You should maximize your contributions if you’ve got a 401(k), or a 403(b) if you work for a nonprofit. You should take every opportunity to invest in a tax-deferred way.

Your biggest problem is you think you shouldn’t have them. ‘Cause problems are what make us grow. Problems are what sculpt our soul. Problems are what make us become more.