The 85 Percent Solution: Getting started is more important than becoming an expert. - Ramit Sethi

Your key takeaway: Call your credit card company and ask them to send you a full list of all their rewards. Then use them!

The mindset of conscious spenders is the key to being rich.

All our lives, we've been taught to defer to experts: teachers, doctors, and investment "professionals." But ultimately, expertise is about results. You can have the fanciest degrees from the fanciest schools, but if you can't perform what you were hired to do, your expertise is meaningless.