Asset allocation, where to park your money and how to divide it up, is the single most important skill of a successful investor. - Tony Robbins

Some people begin to feel that things are pointless, that they’re helpless or worthless, or that no matter what they try they’ll lose anyway. These are a set of beliefs that must never be indulged in if we ever expect to succeed and achieve in our lives. These beliefs strip us of our personal power and destroy our ability to act. In psychology, there is a name for this destructive mindset: learned helplessness. When people experience enough failure at something — and you’d be surprised how few times this is for some people — they perceive their efforts as futile and develop the terminal discouragement of learned helplessness.

All personal breakthroughs begin with a change in beliefs. So how do we change? The most effective way is to get your brain to associate massive pain to the old belief. You must feel deep in your gut that not only has this belief cost you pain in the past, but it's costing you in the present and, ultimately, can only bring you pain in the future.

And lack of income is stress. Lack of income is struggle. Lack of income is not an acceptable outcome for you and your family. Make this your declaration.