If you owe the bank $100, that's your problem. If you owe the bank $100 million, that's the bank's problem. - J. Paul Getty

The individual who wants to reach the top in business must appreciate the might and force of habit. He must be quick to break those habits that can break him - and hasten to adopt those practices that will become the habits that help him achieve the success he desires.

There is obviously something wrong with our educational system. It is not beyond the realm of possibility that there might even be something wrong with at least some of our schoolteachers. But heaven help anyone daring to express such heretical views.

In business, as in politics, it is never easy to go against the beliefs and attitudes held by the majority. The businessman who moves counter to the tide of prevailing opinion must expect to be obstructed, derided and damned.