Actually listening is the critical differentiator between a successful business with happy customers… and everyone else. - Ramit Sethi

Schwab rolled out a phenomenal high-interest checking account years ago that offered unrivaled benefits for free. They've honored it and improved it over time. I trust them and have a checking account with them.

According to a recent survey of millionaires done by US Trust, "83% of the wealthy say their largest investment gains have come from smaller wins over time rather than taking big risks.

Understand that people value what they pay for. You're not doing them a disservice by charging them, you're actually doing a profound service for the people who want to take action.