Security comes from your ability to deal with the world, not from a guarantee by someone else. When you know you're capable of dealing with whatever … - Harry Browne

Every person is the sovereign ruler of his own life. But few people ever recognize that fact. Those who do will make it their business to find freedom. Those who don't will invariably resign themselves to whatever 'society' makes available to them.

It's just as foolish to feel that you must make everyone understand that you're right, that your desires are legitimate, that you should be able to do as you want. You don't have to. Just concentrate your attention on finding those people who are appropriate for you. You can ignore the others

The insurance company has a strong motivation to make no promise it can't keep, and to keep every promise it makes. The police have no such motivation, since they are usually immune from any prosecution for failing to protect you. Thus you can't reply on the police (or any other government agency) to protect you. You must depend upon your own ability to repel an attacker.