Some of us learn from other people’s mistakes and the rest of us have to be other people. - Zig Ziglar

When you are tough on yourself, life is going to be infinitely easier on you

It's not what you've got, it's what you use that makes a difference.

As God-appointed managers, we acknowledge that our money (and the skills God gave us to earn money) is the Lord’s, and our first question is, Lord, how can I use this in a way that pleases You? If we ask that question often enough, we may change some of our spending habits, and we might devote more of our resources to the things that matter most to God.