To overcome fear, the best thing is to be overwhelmingly grateful. — SIR JOHN TEMPLETON - Tony Robbins

call and put options, credit-default obligations (CDOs), and a whole host of exotic financial instruments available to traders these days. If you build up a lot of wealth, you may want to have your fiduciary look into some of these vehicles. But just realize that if you’re playing this game, you’re most likely no longer just an investor, you’ve become a speculator as well.

It is the mind that maketh good or ill, That maketh wretch or happy, rich or poor.” — Edmund Spenser

The beginning of a habit is like an invisible thread, but every time we repeat the act we strengthen the strand, add to it another filament, until it becomes a great cable and binds us irrevocably, thought and act.” — ORISON SWETT MARDEN