There were two great orators of antiquity. One was Cicero, and the other Demosthenes. When Cicero was done speaking, people always gave him a standin… - Tony Robbins

Why are so many people afraid to take such small steps to help others? One of the most common reasons is that they are just embarrassed to be doing something they’re uncertain about. They’re afraid of being rejected or appearing foolish. But you know what? If you want to play the game and win, you’ve got to play “full out.” You’ve got to be willing to feel stupid, and you’ve got to be willing to try things that might not work — and if they don’t work, be willing to change your approach. Otherwise, how could you innovate, how could you grow, how could you discover who you really are?

I said it before, but it’s worth repeating: most of today’s 401(k) plans allow you to simply “check a box,” and your contributions will receive the Roth tax treatment. This decision means you pay tax today, but you never pay tax again!

That’s right: statistics show that fewer than 10% of people who buy a book ever read past the first chapter.