I suspect that a generation of young male investors will suffer poor lifetime returns because they have become addicted to crypto/gambling and find 1… - Ramit Sethi

Your key takeaway: Call your credit card company and ask them to send you a full list of all their rewards. Then use them!

As a bonus for using index funds, you'll anger your friends in finance because you'll be throwing up your middle finger to their entire industry — and you'll keep their fees for yourself.

If you use generic phrases like "feeling motivated" and "I'm going to buckle down," I can tell you you're already going to fail. And after failing multiple times, you'll start to see yourself as a "person who fails." In other words, you start to believe, "I'm not the kind of person who can succeed in business.