It is the only financial vehicle on the planet that can give you the following: • 100% guarantee on your deposits.17 (You can’t lose your money, and you keep total control.) • Upside without the downside: your account value growth will be tied to the market, so if the market goes up, you get to participate in the gains. But if the market goes down, you don’t lose a dime. • Tax deferral on your growth. (Remember the dollar-doubling example? Tax efficiency was the difference between having $28,466 or more than $1 million!) • A guaranteed lifetime income stream where you have control and get to decide when to turn it on. • Get this: the income payments can be made tax-free if structured correctly. • No annual management fees.

Live life fully while you’re here. Experience everything. Take care of yourself and your friends. Have fun, be crazy, be weird. Go out and screw up! You’re going to anyway, so you might as well enjoy the process! Take the opportunity to learn from your mistakes: find the cause of your problem and eliminate it. Don’t try to be perfect; just be an excellent example of being human. Constantly find ways to improve yourself. Practice

The difference between those who fail to achieve their goals in life and those who succeed is the difference between those who cannot put themselves in a supportive state and those who can consistently put themselves in a state that supports them in their achievements.

Comprender y utilizar las fuerzas del dolor y del placer es lo que le permitirá, de una vez por todas, crear los cambios duraderos y las mejoras que desea para sí mismo y para aquellas personas que le importan. El no comprender esta fuerza le condena a un futuro en el que vivirá a base de reacciones, como un animal o una máquina.

El primer principio: tienes que seguir evolucionando. En la vida, si no evolucionas, mueres. Esto es válido para las relaciones, para los negocios y para todo lo demás. Si no evolucionas, te sentirás frustrado y miserable, y te dará igual la cantidad de millones que tengas en el banco. De hecho, te voy a revelar cuál es el secreto de la felicidad con una sola palabra: progreso.