with too much information, we do nothing. - Ramit Sethi

Actually listening is the critical differentiator between a successful business with happy customers… and everyone else.

But ultimately, expertise is about results. You can have the fanciest degrees from the fanciest schools, but if you can't perform what you were hired to do, your expertise is meaningless.

Schwab rolled out a phenomenal high-interest checking account years ago that offered unrivaled benefits for free. They've honored it and improved it over time. I trust them and have a checking account with them.