What a wretched thing it was to be born poor and not to have any one to do anything for you and not to be able to do so very much for yourself! - Theodore Dreiser

Among the forces which sweep and play throughout the universe, untutored man is but a wisp in the wind. Our civilization is still in a middle stage, scarcely beast, in that it is no longer wholly guided by instinct; scarcely human, in that it is not yet wholly guided by reason. On the tiger no responsibility rests. We see him aligned by nature with the forces of life — he is born into their keeping and without thought he is protected. We see man far removed from the lairs of the jungles, his innate instincts dulled by too near an approach to free-will, his free-will not sufficiently developed to replace his instincts and afford him perfect guidance. He is becoming too wise to hearken always to instincts and desires; he is still too weak to always prevail against them. As a beast, the forces of life aligned him with them; as a man, he has not yet wholly learned to align himself with the forces. In this intermediate stage he wavers — neither drawn in harmony with nature by his instincts nor yet wisely putting himself into harmony by his own free-will. He is even as a wisp in the wind, moved by every breath of passion, acting now by his will and now by his instincts, erring with one, only to retrieve by the other, falling by one, only to rise by the other — a creature of incalculable variability. We have the consolation of knowing that evolution is ever in action, that the ideal is a light that cannot fail. He will not forever balance thus between good and evil. When this jangle of free-will and instinct shall have been adjusted, when perfect understanding has given the former the power to replace the latter entirely, man will no longer vary. The needle of understanding will yet point steadfast and unwavering to the distant pole of truth.

The bankers got the free use of the money a part of the time, the brokers another part: the officials made money, and the brokers received a fat commission.

For these local families of distinction were convinced that not only one's family but one's wealth was the be-all and end-all of every happy union meant to include social security. And in consequence, while considering Clyde as one who was unquestionably eligible socially, still, because it had been whispered about that his means were very slender, they were not inclined to look upon him as one who might aspire to marriage with any of their daughters.