Don't spend what you haven't earned. Avoid financial debt. Don't spend money you haven't earned. Avoid social debt. Don't spend goodwill you haven'… - James Clear

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Don't spend what you haven't earned.

Avoid financial debt. Don't spend money you haven't earned.

Avoid social debt. Don't spend goodwill you haven't earned.

Avoid calendar debt. Don't spend (free) time you haven't earned.

The disciplined earner can be a guilt-free spender.

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About James Clear

James Clear (born 1986) is an American writer and public speaker known for Self-improvement.

Biography information from Wikiquote

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Additional quotes by James Clear

Be excited for people when they succeed.

When a friend or family member reaches an important milestone like getting a promotion or making their first sale or scoring acceptance into their desired program, celebrate it. Buy them a drink. Send them a card. Tell them you're proud to know them.

Being thrilled on someone's behalf is a lovely way to be. Winning is better when shared.

The way to live a full life is to act quickly.

Particularly as you grow older, it's alarmingly easy to let a year or two (or five) slip by without doing the big things you always felt like doing. You get into a rhythm—not necessarily one you love, but one you become comfortable repeating—and the grooves of your daily routine become deeper and more established.

Speed is perpetually undervalued. That doesn't mean you should feel frantic or rushed. In fact, it's likely you should eliminate some of the things that make you feel so busy to make space for things you always wanted to do. But it definitely means you should stop letting the days drift by waiting for the moment to be right.

Stop acting like there is infinite time. This—the way you are living right now—is your one life.

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