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" "If you cannot save money, the seed of success is not in you.
William Clement Stone (4 May 1902 – 3 September 2002) was an American businessman, author, and philanthropist; an advocate of what he called "PMA": Positive Mental Attitude. Beginning with meager material resources he became a multi-millionaire, was nominated for the Nobel Peace Prize, and lived to be 100.
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E. E. Bauermeister, supervisor of education and correctional counselor at California Institution for Men, Chino, California, who told the authors: “I always tell the men in our self-adjustment class that too often what we read and profess becomes a part of our libraries and our vocabularies, instead of becoming a part of our lives.