And the fact that in the United States [...] the students have been essentially handed a bill of indentured servitude here for their student loans is… - Jordan Peterson

Assume ignorance before malevolence. No one has a direct pipeline to your wants and needs — not even you.

loving your neighbour as yourself.” The first lesson was that neither of these statements has anything to do with being nice. The second was that both are equations, rather than injunctions. If I am someone’s friend, family member, or lover, then I am morally obliged to bargain as hard on my own behalf as they are on theirs. If I fail to do so, I will end up a slave, and the other person a tyrant. What good is that?

Those who break the rules ethically are those who have mastered them first and disciplined themselves to understand the necessity of those rules, and break them in keeping with the spirit rather than the letter of the law.