Try the following experiment. Go to the airport and ask travelers en route to some remote destination how much they would pay for an insurance policy… - Nassim Nicholas Taleb

Not seeing a tsunami or an economic event coming is excusable; building something fragile to them is not.

Popper’s falsificationism is intimately connected to the notion of an open society. An open society is one in which no permanent truth is held to exist; this would allow counter-ideas to emerge. Karl Popper shared ideas with his friend, the low-key economist von Hayek, who endorsed capitalism as a state in which prices can disseminate information that bureaucratic socialism would choke. Both notions of falsificationism and open society are, counterintuitively, connected to those of a rigorous method for handling randomness in my day job as a trader. Clearly, an open mind is a necessity when dealing with randomness. Popper believed that any idea of Utopia is necessarily closed owing to the fact that it chokes its own refutations.

The problem with "liberals" tagging to someone an identity/race/category to minoritify is that it makes race salient so you end up particularizing the general. Humans have zillions of dimensions & it gets absorbed into a category.