No one has a natural right to the trade of a money lender, but he who has the money to lend. Let those then among us who have a moneyed capital and w… - Thomas Jefferson

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No one has a natural right to the trade of a money lender, but he who has the money to lend. Let those then among us who have a moneyed capital and who prefer employing it in loans rather than otherwise, set up banks and give cash or national bills for the notes they discount. Perhaps, to encourage them, a larger interest than is legal in the other cases might be allowed them, on the condition of their lending for short periods only.