Remove all empty words from writings, resume, conversation, except when they aim at courtesy. - Nassim Nicholas Taleb

Every social association that is not face-to-face is injurious to your health

Much of the research into humans' risk-avoidance machinery shows that it is antiquated and unfit for the modern world; it is made to counter repeatable attacks and learn from specifics. If someone narrowly escapes being eaten by a tiger in a certain cave, then he learns to avoid that cave.

But bankers used to be subjected to Hammurabi’s rule. The tradition in Catalonia was to behead bankers in front of their own banks