and are willing to put in the effort. Martine decided to become an expert in pulmonary hypertension. - Tony Robbins

Some people begin to feel that things are pointless, that they’re helpless or worthless, or that no matter what they try they’ll lose anyway. These are a set of beliefs that must never be indulged in if we ever expect to succeed and achieve in our lives. These beliefs strip us of our personal power and destroy our ability to act. In psychology, there is a name for this destructive mindset: learned helplessness. When people experience enough failure at something — and you’d be surprised how few times this is for some people — they perceive their efforts as futile and develop the terminal discouragement of learned helplessness.

I think one of the greatest gifts our Creator has given us is the gift of anticipation and suspense. How boring life would be if we knew how it would all turn out in advance! The truth is that in life, we never know what’s going to happen next! In the next few moments, something could happen that could change the entire direction and quality of your life in an instant. We must learn to love change, for it is the only thing that is certain.

What dollar-cost averaging really means is systematically putting the same amount of money across your full portfolio — not just the stock portion.